10 Celebs Who Live Like They’re Poor + 10 Whose Lifestyles Are OTT

Imagine having a net worth of millions of dollars. How does someone decide what to do with that kind of money? Do we save it for a rainy day, or do we spend it on all our wildest fantasies? Several very successful celebrities are stuck with that dilemma every day and they face the decision to spend or not to spend all the time.

Without ever having that amount of money in our own pocket, we can’t really infer the thought process that goes into splurging or saving. However, based on a few of our fav celebs’ decisions, we figure that their personal backgrounds and passions have a lot to do with how much they spend and what they choose to blow money on.

Many celebrities take the phrase ‘work hard, play hard’ to a whole new level. They make millions and spend millions. Hundreds of thousands of dollars on a vacation might seem seriously unrealistic to most people but when you have the money, why not? Then, on the other side of the spectrum, we have celebrities that live modestly and spend only when needed.

So, what’s the difference between the celebs who choose to live like they are poor and those who love every minute of their OTT, luxurious lives? First, let’s take a closer look at who these celebrities are.

20 Lives Poor: Ashton Kutcher and Mila Kunis Tell Their Kids They Are Poor


One of Hollywood’s favorite couples doesn’t just choose to live modestly, they go as far as telling their two children that they are poor. According to The Richest, Ashton Kutcher and Mila Kunis have a joint net worth of about $140 million.

However, Mila and Ashton purchased their wedding rings from Etsy and spent under $200 for them both. They don’t give their kids any Christmas presents, and Ashton even shared in an interview on Dax Shepard’s Armchair Expert that their kids won’t be inheriting a trust fund from them.

“It's so important because we both came from pretty solid poverty backgrounds and grew up poor and are very much self-made and are very aware of what a dollar is worth," Mila explained to Parents. "Nothing's been handed to us."

19 OTT: Kylie Jenner Is A Walking Ad For Versace


According to Forbes, Kylie Jenner is the youngest self-made billionaire ever… and she’s only 21 years old. With that amount of money and such a title under your belt, you’ve got to live a little, right? Well, Kylie definitely knows how to live with her money.

Kylie Jenner owns four different houses, according to Stars Insider. She has a $1 million private jet. She has spent well over $70,000 on baby clothes and shoes for her adorable daughter, Stormi (who’s only one, by the way). Her handbag closet is worth over $250,000. And if all that isn’t OTT enough, she also has an extensive wig collection with each wig costing between $600 to $5,000!

18 Lives Poor: Keanu Reeves Travels By Public Transportation


Keanu Reeves is probably one of the most modest celebrities in Hollywood today and this is likely as a result of the many struggles he faced while growing up. His father wasn’t a part of his life and his mother struggled to keep the family afloat. Keanu battled with dyslexia and didn’t graduate high school because of it. And he’s lost the people closest to him in tragic accidents.

So what does he do when he looks at his $144 million net worth? He gives most of it away without even taking credit for his charitable donations. Instead of spending his fortune on himself, Keanu chooses to drive a Honda and live in a humble apartment. He eats homemade sandwiches for lunch on a park bench and travels by subway.

17 OTT: Beyoncé Knows No Limits When It Comes To Fashion


37-year-old Queen Bey is worth an estimated $355 million, according to Business Insider, and she has no problem spending her fortune lavishly. Beyoncé once spent $100,000 on a single pair of Balenciaga leggings. Of course, they were gold-plated, but definitely not something she will be wearing all the time.

Her expensive leggings are nothing, though, when you look at her other OTT choices. Beyoncé has a gorgeous waterfront estate in the Hamptons that she rents for $500,000 a month. She has a vacation home that cost $26 million and her and husband Jay-Z own a church in New Orleans that they purchased for $2.6 million. Her manicures cost $1,000 and to push it all even further, Beyoncé has a live-in chef for $7,500 a month.

16 Lives Poor: Keira Knightley Gives Herself A Small Yearly Allowance


Actress Keira Knightley is known for being particularly frugal and ordinary with her spending habits. She admitted, in an interview with Glamour, that she lives off a $50,000 yearly allowance set by herself, despite being worth an estimated $50 million.

“I think living an [expensive] lifestyle means that you can’t hang out with people who don’t live that lifestyle. It alienates you,” Keira shared with Glamour. Keira credits her parents for teaching her how to be sensible with her money.

For her wedding, Keira and husband James Righton said “I do” in a south France town hall with only 12 guests in attendance. Her wedding dress was one she had owned for years and even wore at red-carpet events. “Some of my best, most hilarious times have been in the least luxurious of places,” she said.

15 OTT: David and Victoria Beckham Take Collecting Art To A Whole New Level


OG power couple David and Victoria Beckham are worth a nice $1 billion together, according to Fox News. One of the duo’s favorite things to spend their billions on is art, and really nice art at that. According to Business Insider, the Beckhams have an art collection worth about $33 million with several pieces by some of the greatest artists out there.

In addition to their love of art, Victoria and David share a love for their four kids. The nursery for their youngest daughter, Harper, reportedly cost $240,000 to create. Despite their very robust fortune, Victoria is worried they may one day lose their riches and is encouraging David to stop splurging, according to Star Magazine.

14 Lives Poor: Lady Gaga Shops Clearance Racks


Lady Gaga may love looking super flamboyant on the red carpet, but she definitely knows how to save money. The pop sensation has admitted on Twitter that she often looks for sales racks when she’s out shopping and likes using coupons while grocery shopping.

Although she recently purchased a fabulous mansion in Malibu, Lady Gaga chose to keep her one-bedroom apartment even after the money started rolling in. “But I am so happy,” Lady Gaga said, according to The Richest. “I am not bankrupt. Actually, I spend no money at all."

13 OTT: Paris Hilton Spent $300K On A House For Her DOGS


Paris Hilton was pretty much born into wealth with her family owning Hilton Hotels. She has used her status to bring in even more money for herself with her perfume line, hair accessories, clothing, books, her reality show appearances and several other event appearances. Paris has got herself a net worth estimated to be $300 million.

According to The Richest, Paris once spent $100K in just an hour during a shopping spree in Beverly Hills. She is also known for carrying a huge wad of $100 bills when she goes out. Another thing Paris is known for is the love she has for her pups. In fact, she had a $325,000 two-storey doghouse built for her Chihuahuas complete with a little doggy clothes closet.

12 Lives Poor: Kristen Bell Clips Coupons


Actress Kristen Bell is one of Hollywood’s most frugal stars. When it came time to tie the knot with Dax Shepard, Kristen chose a quiet $142 courthouse wedding. With becoming the voice of Anna on Disney’s Frozen and starring in The Good Place, Kristen’s net worth continues to climb. However, don’t expect her to start wildly spending her money.

According to CNBC, Kristen is a celeb big on clipping coupons. In an interview with Conan, Kristen stated, “I almost exclusively shop with coupons.” Her favorite place to use coupons is at Bed, Bath & Beyond.

11 OTT: Sean Combs Understands The Meaning Of 'Work Hard, Play Hard'


Sean “Diddy” Combs started out as just a rapper, but over the last couple of decades he has become a master mogul with an empire under his belt. According to Forbes, Sean Combs’ net worth is about $820 million, and he brings in about $130 million each year.

During the holiday season, Sean has no problem dropping nearly $1 million per week on fancy yacht rentals. Just like any other well-intentioned father, Sean also enjoys spoiling his kids. As a reward for doing well in school, Sean’s son received a brand new car valued at nearly $400,000 – more than what most people pay for their homes.

10 Lives Poor: Carrie Underwood Shops For Groceries In The Supermarket


Carrie Underwood didn’t grow up with a silver spoon in her mouth, so she knows a thing or two about how to save money. The country music superstar is another one of Hollywood’s coupon clippers.

According to MoneyWise, Carrie once told talk show host Rachel Ray that she still uses coupons, shops at grocery stores and makes most of her meals at home by herself. “I stock up on stir-fry kits, Amy’s meatless burgers, and armloads of onions and garlic,” she told the magazine EveryDay with Rachael Ray. “I put onions and garlic in everything.”

Even though she has earned herself a $65 million net worth, her and her husband are admittedly frequent eaters at Subway.

9 OTT: Drake Definitely Lives The 'YOLO' Life


This rapper loves to let his money fly for a good time. Besides for his love of fashion and jewelry, Drake keeps a very lucrative party fund on hand at all times. According to MSN, Drake once spent $50,000 on one night at a club. “How?” you might ask. The rapper reportedly brought the amount as small bills in a box. He took the popular saying “making it rain” quite literally.

Besides for his party fund, Drake has also dropped huge amounts of money on his $7.7 million mansion, his $2.5 million Bugatti, and a $30K Phantom Rolex. And we can’t forget about his remarkable music video for “God’s Plan” where he literally gave away most of his $1 million budget.

8 Lives Poor: Warren Buffett Eats Breakfast At McDonald's


Warren Buffett is very much one of the richest men in the world with a $80 billion net worth. He is the owner and founder of the multinational conglomerate, Berkshire Hathaway, which owns tons of top performing companies, like Dairy Queen, Fruit of the Loom and Geico.

You wouldn’t be able to guess how much Warren Buffett is worth, though, simply by observing his lifestyle. The billionaire still lives in the same home he purchased in 1958. He drives to McDonald’s every morning, never spending more than a few dollars. Warren prefers to stay out of the spotlight and is very happy staying home in sweats, eating popcorn and watching football.

7 OTT: Johnny Depp Recklessly Spent His Entire Fortune On The Most Random Things


Movie star Johnny Depp was once one of Hollywood’s wealthier celebrities with a net worth of $880 million. His OTT lifestyle and extravagant overspending involved spending $2 million a month before he become completely broke.

He spent $75 million on 14 homes around the world. The Pirates of the Caribbean star has 45 luxury cars, an 150-foot yacht, 70 collectable guitars, and several strange, but expensive, Hollywood collectables.

“Depp, and Depp alone, is fully responsible for any financial turmoil he finds himself in today,” Joel Mandel, Johnny’s former manager declared in his lawsuit last year, according to News. “He has refused to live within his means.”

6 Lives Poor: Tyra Banks Has To Be Told To Spend Her Money


Just because supermodel Tyra Banks has an estimated $90 million to her name, it doesn’t mean she has to spend it. At least, that’s her belief.

"I was always more interested in experiences over things," Tyra shared with Money Magazine. "Things didn't make me happy. I saved, saved, saved. But I saved to a fault. About 15 years ago, my accountants pulled me aside, and they were like 'Tyra. You're not spending money. Nothing. You're just giving it away to the government. You need to spend some...money!'"

Tyra’s childhood experiences of living in a one-bedroom apartment with her brother and mother taught her that saving money is more important than throwing it away.

5 OTT: Kanye West Keeps Gold-Plated Toilets In His Home


Kanye West is a very rich man and now, being married to Kim Kardashian who is also very rich on her own, Kanye’s spending habits have gotten out of control. Nothing will stop him from getting the best things out of life for himself and his family.

Kanye once spent $140K on flowers alone for Kim over a single year. He then coughed up $613K for gold-plated toilets in his house. After Kim’s Paris theft incident, Kanye spent a massive $6 million on a private security team, according to Finance Blvd.

If that’s not enough to prove he’s way OTT, Kanye even had a $350,000 replica of the Sistine Chapel painted on his dining room ceiling with himself depicted as one of the angels.

4 Lives Poor: Katie Couric Eats Leftovers For Lunch


Award-winning journalist and famed newscaster Katie Couric is worth a whopping $75 million, but she doesn’t throw money around like it’s nothing. In an interview with Women’s Day magazine, Katie credited her mother for teaching her how to be so frugal and to search for those great bargains.

“I’m generous with friends and family, and I regularly give to charity,” Katie wrote in the magazine. “But I can hit a clearance sale like A-Rod hits a baseball. I often bring leftovers for lunch. I wear some fancy clothes and jewelry at work, but here’s a secret — a lot of them are borrowed.”

3 OTT: Nicolas Cage Collects Dinosaur Skulls


According to CNBC, Oscar-winning actor Nicolas Cage has vastly blown through most of his $150 million fortune. Although Nicolas owns several different houses, like most wealthy celebrities, many of his purchases are anything but ordinary.

According to Market Watch, Nicolas owns two castles worth $12.3 million and a deserted Bahamas island for $3 million. He has a collection of shrunken pygmy heads, the late Shah of Iran’s Lamborghini, a $150,000 pet octopus and a seven-million-year-old dinosaur skull he bought for $270K. Nicolas is now facing foreclosure on several of his 15 properties and owes a whopping $6.3 million in property taxes.

2 Lives Poor: Hilary Swank Loves Using Coupons From The Newspaper


Actress Hilary Swank grew up in a trailer park in Washington. At the age of 16, she and her mother moved to Los Angeles so she could pursue her dream of acting. During this time, Hilary and her mom lived out of the car to make ends meet.

Despite her major success in movies like Boys Don’t Cry and Million Dollar Baby, Hilary refuses to become a victim of wealth. She still buys toilet paper and toothpaste in bulk and has a true passion for using coupons.

"When you open up the paper and you see those coupons, it looks like dollar bills staring you in the face," Hilary expressed in an interview on Live! With Regis and Kelly.

1 OTT: Floyd Mayweather Carries Around Sacks Of Money


Former boxing superstar Floyd Mayweather really takes the cake when it comes to carelessly blowing through millions of dollars. According to Tie Breaker, Floyd has admitted the reason why he likes to spend so much is because he didn’t have anything growing up, but now he can afford anything he wants.

The undefeated boxer was named the world’s highest paid athlete of 2018 with total earnings of $285 million, according to Business Report. So, what does he like to spend his money on? He has two private jets, a personal barber he pays $3,000 a week, more shoes than anyone could ever imagine, and he spends lots of money on underwear (because he only wears each pair once) and sport betting.

References: Parents, The Richest, MSN, Stars Insider, Business Insider

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